:root {
  --navy-950: #061521;
  --navy-900: #0b1f33;
  --navy-800: #14344f;
  --accent-600: #397f78;
  --accent-500: #5fb8ad;
  --accent-400: #78c8be;
  --accent-100: #e5f5f2;
  --ink: #102033;
  --muted: #607483;
  --line: #d8e1e6;
  --surface: #ffffff;
  --surface-soft: #f5f7f8;
  --success: #157347;
  --error: #b42318;
  --shadow: 0 24px 60px rgba(6, 21, 33, .14);
  --radius: 18px;
  --container: 1180px;
}

* { box-sizing: border-box; }
html { scroll-behavior: smooth; }
body {
  margin: 0;
  font-family: Inter, ui-sans-serif, system-ui, -apple-system, BlinkMacSystemFont, "Segoe UI", sans-serif;
  color: var(--ink);
  background: var(--surface);
  line-height: 1.6;
}
body.modal-open { overflow: hidden; }
img, svg { max-width: 100%; }
button, input, select, textarea { font: inherit; }
button, a { -webkit-tap-highlight-color: transparent; }
a { color: inherit; }
.container { width: min(calc(100% - 40px), var(--container)); margin-inline: auto; }
.sr-only {
  position: absolute; width: 1px; height: 1px; padding: 0; margin: -1px;
  overflow: hidden; clip: rect(0,0,0,0); white-space: nowrap; border: 0;
}
.skip-link {
  position: fixed; top: 10px; left: 10px; z-index: 9999;
  background: white; color: var(--navy-900); padding: 10px 14px; border-radius: 8px;
  transform: translateY(-150%);
}
.skip-link:focus { transform: translateY(0); }

.site-header {
  position: sticky; top: 0; z-index: 1000;
  background: rgba(6,21,33,.96); color: white;
  border-bottom: 1px solid rgba(255,255,255,.08);
  backdrop-filter: blur(14px);
}
.header-inner { min-height: 76px; display: flex; align-items: center; justify-content: space-between; gap: 24px; }
.brand { display: inline-flex; align-items: center; gap: 10px; text-decoration: none; color: white; }
.brand-mark { width: 38px; color: var(--accent-500); display: grid; place-items: center; }
.brand-copy { display: flex; flex-direction: column; line-height: 1; }
.brand-copy strong { font-size: 30px; letter-spacing: -.04em; font-weight: 750; }
.brand-copy strong span { color: var(--accent-500); }
.brand-copy small { margin-top: 5px; font-size: 9px; letter-spacing: .16em; text-transform: uppercase; opacity: .85; }

.main-nav { display: flex; align-items: center; gap: 30px; }
.main-nav a { text-decoration: none; font-weight: 650; font-size: 14px; opacity: .88; }
.main-nav a:hover, .main-nav a:focus-visible { opacity: 1; color: var(--accent-400); }
.menu-toggle { display: none; background: transparent; border: 0; padding: 8px; cursor: pointer; }
.menu-toggle span:not(.sr-only) { display: block; width: 25px; height: 2px; background: white; margin: 5px; }

.button {
  display: inline-flex; align-items: center; justify-content: center; gap: 8px;
  min-height: 48px; padding: 12px 22px; border: 0; border-radius: 8px;
  text-decoration: none; font-weight: 800; font-size: 14px; cursor: pointer;
  transition: transform .2s ease, box-shadow .2s ease, background .2s ease;
}
.button:hover { transform: translateY(-2px); }
.button:focus-visible, input:focus-visible, select:focus-visible, textarea:focus-visible, summary:focus-visible {
  outline: 3px solid rgba(95,184,173,.38); outline-offset: 2px;
}
.button-gold {
  color: #101a27;
  background: linear-gradient(135deg, var(--accent-400), var(--accent-500));
  box-shadow: 0 12px 28px rgba(95,184,173,.24);
}
.button-dark { color: white; background: var(--navy-900); box-shadow: 0 12px 28px rgba(6,21,33,.18); }
.button-full { width: 100%; }
.button-loading { display: none; }
.is-sending .button-label { display: none; }
.is-sending .button-loading { display: inline; }

.hero {
  position: relative; overflow: hidden;
  background:
    linear-gradient(90deg, rgba(255,255,255,.99) 0%, rgba(255,255,255,.96) 44%, rgba(247,249,252,.93) 100%);
  padding: 72px 0;
}
.hero::after {
  content: ""; position: absolute; inset: auto -8% -60px auto; width: 580px; height: 580px;
  border: 1px solid rgba(95,184,173,.20); border-radius: 50%;
}
.hero-glow { position: absolute; border-radius: 50%; filter: blur(8px); opacity: .28; }
.hero-glow-one { width: 340px; height: 340px; background: #dceaf2; top: -120px; right: 24%; }
.hero-glow-two { width: 260px; height: 260px; background: #dff3ef; bottom: -110px; left: 34%; }
.hero-grid { position: relative; z-index: 2; display: grid; grid-template-columns: 1.05fr .82fr; align-items: center; gap: 72px; }
.eyebrow {
  margin: 0 0 12px; color: var(--accent-600); font-size: 12px; font-weight: 850;
  text-transform: uppercase; letter-spacing: .16em;
}
.hero h1 { margin: 0; font-size: clamp(42px, 5.2vw, 70px); line-height: 1.02; letter-spacing: -.05em; max-width: 760px; }
.hero-text { max-width: 650px; font-size: 18px; color: var(--muted); margin: 24px 0; }
.hero-benefits { display: flex; flex-wrap: wrap; gap: 12px; margin: 28px 0 30px; }
.hero-benefits div {
  display: flex; align-items: center; gap: 8px; background: white; border: 1px solid var(--line);
  border-radius: 999px; padding: 9px 13px; font-size: 13px; font-weight: 750;
}
.hero-benefits span { color: var(--accent-600); font-weight: 900; }
.hero-actions { display: flex; flex-wrap: wrap; gap: 12px; }
.microcopy { margin-top: 14px; font-size: 12px; color: #78869a; }

.quote-card {
  background: white; border-radius: var(--radius); overflow: hidden; box-shadow: var(--shadow);
  border: 1px solid rgba(6,21,33,.08);
}
.quote-card-head { text-align: center; color: white; background: var(--navy-900); padding: 22px; }
.quote-card-head p { margin: 0 0 4px; font-size: 18px; font-weight: 850; text-transform: uppercase; }
.quote-card-head span { font-size: 13px; opacity: .82; }
.quote-card form, .contact-modal form { display: grid; gap: 14px; padding: 24px; }
label { display: grid; gap: 7px; font-size: 13px; font-weight: 750; color: #35455b; }
label em { font-weight: 500; color: #78869a; }
input, select, textarea {
  width: 100%; border: 1px solid var(--line); border-radius: 8px; background: white;
  padding: 12px 13px; color: var(--ink); transition: border-color .2s, box-shadow .2s;
}
textarea { resize: vertical; min-height: 96px; }
input:hover, select:hover, textarea:hover { border-color: #b9c5d4; }
.consent { grid-template-columns: auto 1fr; align-items: start; gap: 10px; font-size: 11px; font-weight: 500; color: var(--muted); }
.consent input { width: 16px; height: 16px; margin-top: 2px; }
.consent a { color: var(--navy-800); font-weight: 750; }
.honeypot { position: absolute; left: -9999px; }
.form-status { min-height: 18px; margin: 0; font-size: 13px; text-align: center; }
.form-status.success { color: var(--success); }
.form-status.error { color: var(--error); }

.section { padding: 84px 0; }
.section-light { background: var(--surface-soft); }
.section-heading { text-align: center; max-width: 740px; margin: 0 auto 42px; }
.section-heading h2, .faq-grid h2, .modal-heading h2 {
  margin: 0; font-size: clamp(30px, 4vw, 46px); line-height: 1.08; letter-spacing: -.035em;
}
.section-heading > p:last-child { color: var(--muted); margin-bottom: 0; }

.insurance-grid { display: grid; grid-template-columns: repeat(3, 1fr); gap: 18px; }
.insurance-card {
  background: white; padding: 28px; border-radius: 14px; border: 1px solid #e3e9f0;
  transition: transform .2s ease, box-shadow .2s ease, border-color .2s ease;
}
.insurance-card:hover { transform: translateY(-5px); box-shadow: 0 18px 40px rgba(6,21,33,.10); border-color: rgba(95,184,173,.65); }
.card-icon { width: 52px; height: 52px; display: grid; place-items: center; border-radius: 14px; background: var(--accent-100); font-size: 24px; }
.insurance-card h3 { margin: 20px 0 8px; }
.insurance-card p { color: var(--muted); margin: 0 0 18px; }
.insurance-card a { color: var(--accent-600); font-weight: 850; text-decoration: none; }

.section-navy { background: var(--navy-900); color: white; position: relative; overflow: hidden; }
.section-navy::before {
  content: ""; position: absolute; width: 520px; height: 520px; border: 1px solid rgba(255,255,255,.08);
  border-radius: 50%; top: -320px; left: -150px;
}
.heading-light .eyebrow { color: var(--accent-400); }
.benefit-grid { display: grid; grid-template-columns: repeat(4, 1fr); gap: 18px; position: relative; }
.benefit-grid article { padding: 26px; border-left: 1px solid rgba(255,255,255,.14); }
.benefit-grid article:first-child { border-left: 0; }
.benefit-grid span { color: var(--accent-400); font-size: 13px; font-weight: 850; letter-spacing: .15em; }
.benefit-grid h3 { margin: 10px 0 8px; }
.benefit-grid p { color: rgba(255,255,255,.68); margin: 0; font-size: 14px; }

.insurers { background: white; }
.insurer-list { display: grid; grid-template-columns: repeat(7, 1fr); gap: 14px; }
.insurer-list span {
  min-height: 76px; display: grid; place-items: center; text-align: center; padding: 12px;
  border: 1px solid var(--line); border-radius: 12px; color: #67768a; font-weight: 850;
  filter: grayscale(1); transition: .2s ease;
}
.insurer-list span:hover { filter: none; color: var(--navy-900); border-color: rgba(95,184,173,.65); }

.faq-section { background: linear-gradient(135deg, #f5f7fa 0%, white 60%); }
.faq-grid { display: grid; grid-template-columns: .7fr 1fr; gap: 72px; align-items: start; }
.faq-intro { color: var(--muted); margin: 18px 0 26px; }
.accordion { display: grid; gap: 12px; }
details { background: white; border: 1px solid var(--line); border-radius: 10px; padding: 0 18px; }
summary { cursor: pointer; font-weight: 800; padding: 18px 0; }
details p { color: var(--muted); margin: 0; padding: 0 0 18px; }

.contact-strip { background: linear-gradient(90deg, #5fb8ad, #8dd6cd); color: #111c2a; padding: 26px 0; }
.contact-strip-inner { display: flex; justify-content: space-between; align-items: center; gap: 24px; }
.contact-strip strong { display: block; font-size: 22px; }
.contact-strip span { display: block; }

.site-footer { background: var(--navy-950); color: white; padding: 66px 0 22px; }
.footer-grid { display: grid; grid-template-columns: 1.2fr 1fr .8fr 1fr; gap: 42px; }
.brand-footer { margin-bottom: 18px; }
.footer-grid p { color: rgba(255,255,255,.64); max-width: 330px; }
.footer-grid h3 { margin: 0 0 16px; font-size: 15px; text-transform: uppercase; letter-spacing: .08em; }
.footer-list { list-style: none; padding: 0; margin: 0; display: grid; gap: 10px; color: rgba(255,255,255,.72); }
.footer-list a { text-decoration: none; }
.footer-list a:hover { color: var(--accent-400); }
.footer-bottom {
  display: flex; justify-content: center; flex-wrap: wrap; gap: 10px 24px;
  margin-top: 48px; padding-top: 20px; border-top: 1px solid rgba(255,255,255,.1);
  color: rgba(255,255,255,.58); font-size: 12px;
}

.floating-whatsapp {
  position: fixed; right: 20px; bottom: 20px; z-index: 900;
  background: #1f9d55; color: white; text-decoration: none; border-radius: 999px;
  padding: 13px 18px; font-weight: 850; box-shadow: 0 14px 34px rgba(0,0,0,.22);
}

.contact-modal {
  width: min(720px, calc(100% - 28px)); max-height: calc(100vh - 32px); padding: 0;
  border: 0; border-radius: 18px; box-shadow: var(--shadow); overflow: auto;
}
.contact-modal::backdrop { background: rgba(6,21,33,.74); backdrop-filter: blur(4px); }
.modal-card { position: relative; }
.modal-close {
  position: absolute; top: 14px; right: 14px; width: 38px; height: 38px; border-radius: 50%;
  border: 1px solid var(--line); background: white; cursor: pointer; font-size: 25px; line-height: 1;
}
.modal-heading { padding: 34px 34px 0; }
.modal-heading p:last-child { color: var(--muted); }
.form-row { display: grid; grid-template-columns: 1fr 1fr; gap: 14px; }

.privacy-page { background: var(--surface-soft); }
.privacy-shell { width: min(calc(100% - 40px), 900px); margin: 70px auto; background: white; padding: 48px; border-radius: 18px; box-shadow: var(--shadow); }
.privacy-shell h1 { font-size: clamp(34px, 5vw, 54px); line-height: 1.05; margin-top: 0; }
.privacy-shell h2 { margin-top: 34px; }
.privacy-shell p, .privacy-shell li { color: var(--muted); }

@media (max-width: 980px) {
  .menu-toggle { display: block; }
  .main-nav {
    position: fixed; inset: 76px 0 auto 0; background: var(--navy-950);
    flex-direction: column; align-items: stretch; padding: 22px 20px 28px;
    transform: translateY(-130%); transition: transform .25s ease; box-shadow: 0 20px 40px rgba(0,0,0,.25);
  }
  .main-nav.is-open { transform: translateY(0); }
  .main-nav a, .main-nav .button { width: 100%; text-align: center; }
  .hero-grid { grid-template-columns: 1fr; gap: 44px; }
  .hero-copy { text-align: center; }
  .hero-text { margin-inline: auto; }
  .hero-benefits, .hero-actions { justify-content: center; }
  .insurance-grid { grid-template-columns: repeat(2, 1fr); }
  .benefit-grid { grid-template-columns: repeat(2, 1fr); }
  .benefit-grid article:nth-child(3) { border-left: 0; }
  .insurer-list { grid-template-columns: repeat(4, 1fr); }
  .faq-grid { grid-template-columns: 1fr; gap: 38px; }
  .footer-grid { grid-template-columns: repeat(2, 1fr); }
}

@media (max-width: 640px) {
  .container { width: min(calc(100% - 28px), var(--container)); }
  .header-inner { min-height: 68px; }
  .main-nav { inset: 68px 0 auto 0; }
  .brand-copy strong { font-size: 25px; }
  .brand-mark { width: 32px; }
  .hero { padding: 110px 0 58px; }
  .hero, #cotacao, #seguros, #vantagens, #seguradoras, #duvidas { scroll-margin-top: 84px; }
  .hero h1 { font-size: 42px; }
  .hero-text { font-size: 16px; }
  .hero-actions .button { width: 100%; }
  .hero-benefits { display: grid; grid-template-columns: 1fr; }
  .quote-card form, .contact-modal form { padding: 20px; }
  .section { padding: 62px 0; }
  .insurance-grid, .benefit-grid, .insurer-list, .footer-grid, .form-row { grid-template-columns: 1fr; }
  .benefit-grid article { border-left: 0; border-top: 1px solid rgba(255,255,255,.14); }
  .benefit-grid article:first-child { border-top: 0; }
  .insurer-list { grid-template-columns: repeat(2, 1fr); }
  .contact-strip-inner { flex-direction: column; text-align: center; }
  .contact-strip .button { width: 100%; }
  .footer-bottom { flex-direction: column; align-items: center; text-align: center; }
  .floating-whatsapp { right: 14px; bottom: 14px; font-size: 13px; padding: 11px 15px; }
  .privacy-shell { margin: 30px auto; padding: 28px; }
}


/* Paleta JCSEG 2026 — azul-marinho, verde-água e off-white */
.button-gold {
  color: var(--navy-950);
}

.hero::after {
  opacity: .85;
}

.card-icon {
  color: var(--accent-600);
}

.contact-strip .button-dark {
  background: var(--navy-900);
}

::selection {
  background: rgba(95, 184, 173, .28);
  color: var(--navy-950);
}